This property comes with a 2-1 rate buydown, reducing the buyer's interest rate by 3% for the first year of their loan, 2% the second year and 1% the third. Buyer is not obligated to use Shawn Kaplan of CrossCountry Mortgage to have offer accepted however must use Shawn Kaplan to receive the buydown. The Kaplan Team can issue loan approvals in as little as 5 days and close in 10. Restrictions app